Privacy Policy
WE RESPECT YOUR PRIVACY…
At Hestia Mortgage, we understand how important privacy is to our customers. We respect and protect the privacy of our customers and the information they provide us. We want you to be comfortable and confident when using our website. When we collect information from you, we want you to know how it is used.
- Registration, Applications, Tools, Forms: Our website provides you with a number of ways of exploring your options for a mortgage and to request additional information. Some of the tools we provide do not require you to disclose any information about you. Others may, including registration and applications, collect information from you.
The information we collect may include your contact information including your email address and a password to gain access to your loan application information, financial profile, etc. Your contact information is used to provide you with information about our products and services, special offers and/or your loan status. We do not share your information with outside companies for their promotional use. If you do not want to receive email communications from us, you may unsubscribe from further communications.
We do request and store the names, email and street addresses, telephone number, numbers, income and other financial information for customers. This information is transmitted to respective mortgage companies for the sole purpose of processing your request.
For the sole purpose of processing your request, Hestia Mortgage may share the information you provide with lending institutions. All mortgage companies operate under federal and state laws regarding customer privacy.
We may also supply information you provide, on a strictly confidential basis, to service providers, such as title companies, appraisers, credit reporting services, etc., who assist us in qualifying, processing, closing and servicing your loan.
- Hestia Mortgage Website: Our website may also collect non-personal information about its visitors including number of visitors, pages visited, length of visit, etc. We may share this non-personal, aggregated data with other third parties for general marketing and demographic purposes.
- Credit Report: By submitting a loan application or a request to be pre-qualified to us, you authorize us to share your credit report with our affiliates only to process your loan application.
- Contests, Sweepstakes, and Surveys: From time to time, we may offer you the option to participate in contests, sweepstakes, or surveys. If you would like to participate, we may ask you for contact information, preferences or other information. This information may be used to conduct research, improve our offerings, or contact you regarding home financing or award prizes. Our contests or sweepstakes may have separate rules and we will identify how the information that you supply will be used in each case.
- Mandatory and Optional Information: We identify what information is required to fulfill your request. If you chose not to provide mandatory information, we will not be able to provide you the service you are requesting.
- Service Alerts and Critical Notices: Although we respect and honor the privacy preferences you have expressed, we may need to contact you to inform you of specific changes that may impact your ability to use this service or for other critical non-marketing purposes, such as bug alerts. We may also contact you to respond to your specific requests, to clarify the order information you provided to us, or to notify you of upcoming subscription expiration dates.
- Changes to Our Privacy Policy: If we plan to make significant changes to any of our privacy policies or practices with respect to how we use personally identifiable information, we'll post those changes to the Hestia Mortgage web site 30 days before they take effect.
- Legal Disclosures: In some cases we may disclose certain information to comply with a legal process, such as a court order, subpoena, search warrant, or law enforcement request.
WE WORK TO PROTECT PERSONALLY IDENTIFIABLE INFORMATION FROM LOSS, MISUSE, OR UNAUTHORIZED ALTERATION.
We employ industry recognized security safeguards to help protect the personally identifiable information that you have provided to us from loss, misuse, or unauthorized alteration. All data sent to Hestia Mortgage is protected with technology that enables encryption of your data. We use:
Secure Socket Layer (SSL): Hestia Mortgage web servers support the Secure Socket Layer (SSL) transaction protocol originally developed by Netscape and now largely accepted as an industry standard. The purpose of this encryption protocol is to keep confidential the information passed back and forth between a Web server and its users.
128-Bit Domestic Grade Strong Encryption: Hestia Mortgage uses 128-Bit Domestic Grade Strong Encryption, the most powerful encryption commercially available for Internet products. (However, be aware that if you are using a 40-bit browser, your encryption level, while secure, is not the highest level available. United States and Canadian citizens can download free 128-bit browsers from Mozilla, Netscape or Microsoft)
We work to protect personally identifiable information stored on the site's servers from unauthorized access using industry standard computer security products, such as firewalls, as well as carefully developed security procedures and practices. All employees must review and sign a written statement of these practices which include limiting access to sensitive information to only those employees who require the information and enforcing strict password protocols for all employees. In addition, a username, member ID name and password are required for you to use, view or change application or interview information. We use both internal and external resources to review the adequacy of our security measures on a regular basis.
WE TELL YOU HOW AND WHY WE USE WEB TECHNOLOGIES.
Here is how and why we use some common Web technologies to help manage our web sites:
Cookies: A “cookie” is a small piece of information that our web site may provide to your browser while you are at our sites. The Hestia Mortgage web site supplies your browser with cookies that contain a unique identifier used to better understand web site usage in the aggregate and on an individual level so we know what areas of our site users prefer (e.g., based on the number of visits to those areas). This is done through a tracking utility that allows us, for example, to reconstruct activity from a session or by a user, for troubleshooting and issue resolution purposes. Hestia Mortgage may also employ service providers to help us collect and understand our web site usage data.
If you are a registered member on the Hestia Mortgage web site, you will receive a cookie when you login. This cookie is maintained by your browser and contains your identifier. This cookie is also used to authenticate your identity and provide you with access to areas of our web site that are limited to registered members, such as those that allow you to view and manage your personal profile.
Web Site Usage Data: Our web site tracks usage data, including, for example, your IP address, your browser type and version, which pages you view, which page, if any, linked you to our site, and which link, if any, you follow off of our site. We use this data in the aggregate and on an individual level to better understand web site activity to improve our site offerings, to reconstruct activity from a session or by a user, for troubleshooting and issue resolution purposes. We may also use this data to provide you a more personalized web site experience, assistance with technical support questions, and to send you special offers, product and service updates, or other promotional materials that are relevant and tailored to your interests. If you do not want to receive these offers or promotions, simply unsubscribe or by sending an e-mail to info@hestiamortgage.com. We do not share your information with outside companies for their promotional use. We do not track URLs that you type into your browser, nor do we track you across the Internet once you leave our site.
WE GIVE YOU CHOICES ABOUT HOW THE PERSONALLY IDENTIFIABLE INFORMATION THAT YOU PROVIDE TO US MAY BE USED.
We give you the opportunity to control the use of your personal information for purposes other than to fulfill your request or as is required to process, close and subsequently service your loan. For example, on occasion we may use your contact information to send you promotional communications about Hestia Mortgage products. If you do not wish to receive such communications, you may unsubscribe or you may call toll-free (866) 877-1333 or send an e-mail to info@hestiamortgage.com.
WE PROVIDE YOU THE OPPORTUNITY TO UPDATE OR CORRECT YOUR PERSONALLY IDENTIFIABLE INFORMATION.
We provide you the opportunity to update or correct the contact and loan application information that you have provided to us. You may review and update information stored in your application online until you submit your application. Once you have submitted your application, you may only change the information by directly contacting us at (866) 877-1333 or e-mailing us at info@hestiamortgage.com.
WE PROVIDE VARIOUS WAYS FOR YOU TO CONTACT US ABOUT OUR INFORMATION PRACTICES AND OTHER ASPECTS OF PRIVACY.
Questions regarding the Hestia Mortgage web site's online privacy policy, our information practices or other aspects of privacy on our web site, should be directed to us by e-mail to
info@hestiamortgage.com or by writing to us at Hestia Mortgage Attn: Customer Service, 200 Professional Dr, Suite 440, Gaithersburg, MD 20879. You may call us at (866) 877-1333.